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The check is not legal tender until the date on the check.I cant share about every bank but i know that is a post dated check is presented at the bank i work at we will not honor it.To illustrate, an accounting clerk receives a ,000 post-dated check negotiable in one week.She cannot debit cash (asset) and credit sales revenue or accounts receivable to record this…If you do accept post-dated checks, as I do, be wary.Don't allow the post-date to be too far into the future, and make sure you have handed no keys over until you have money secured. Though it is illegal in some states to request someone to write you a (or many) post dated checks to guarantee payment.Post-dated checks are technically illegal throughout the entire US.Once someone hands you a signed check, you are legally allowed to deposit that check at anytime.
The payee must give notice to the check writer at least three days, but not more than ten days, prior to depositing.( November / December / January / February / and March ) That way the company could cash the checks at the end of each month if I went somewhere warmer for the… Writing a post-date check is perfectly legal anywhere in the world. A check can be submitted for encashing only on or after the date mentioned on the check has reached.Until the check's date has reached, it is a worthless piece of paper that has no value.The other problem will be finding somebody silly enough to accept a post-dated cheque.
According to Financial Consumer Agency of Canada, No. If you write a post-dated check, under the clearing rules of the Canadian Payments Association (CPA) your check should not be cashed before the date that is written on it. Most people believe that banks cannot honor a check prior to the date written on a check. Under US law, a bank may honor a post-dated check unless the account holder has specifically put them on notice of that particular check, generally by a procedure similar to that required for putting a stop payment on a check.) The reason people post-date checks, then, is to keep them…leginfo.gov' A bank is not obligated to pay a check that is presented more than six months after its date of issue, but may do so if it wishes.